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PUBLIC REVIEW DRAFT · VERSION 0.2

Terms and conditions

Updated 20 September 2026

DRAFT — not effective. Proposed effective date: To be confirmed: effective date. Operator: PPLONLY Inc., 452 NE 31st Street, Miami, Florida To be confirmed: postal zip, United States. Support: cayla@pplonly.com.

1. Your agreement with PPLONLY

These Terms govern access to PPLONLY's website and apps. PPLONLY helps customers discover creators and arrange scheduled live one-to-one conversations. By affirmatively accepting these Terms when creating an account or booking, you agree to them. If you do not agree, do not create an account or buy a session. The Privacy Notice explains how information is handled; acknowledging it is not blanket consent to optional marketing, recording or AI processing.

The Booking and Refund Policy and Community Standards form part of these Terms. Creators also accept the Creator Agreement. The policy version and offer accepted at booking govern that booking unless a change is required by applicable law or agreed with you. Mandatory consumer protections prevail over inconsistent wording.

2. Eligibility and account security

Initial service availability is limited to the United States. You must be at least 18 and have capacity to enter this agreement. You may not permit a minor to participate through your account. Provide accurate contact information and protect your credentials. Do not impersonate another person, sell access to your account, circumvent restrictions or create replacement accounts to evade enforcement. Tell support promptly if you suspect unauthorized access. We may request proportionate verification through an approved secure process; do not email identity documents unless specifically directed to a secure collection channel.

3. What you are buying

A booking purchases the conversation described in its offer: named participant, duration, scheduled time, format and price. It does not purchase friendship, employment, endorsement, introductions, a recording, a guaranteed result or future contact. A profile or badge is not a guarantee of advice quality or suitability. Creators must not claim qualifications or affiliations they do not hold. Sessions are not emergency services. They must not be marketed as individualized regulated medical, legal, investment or therapeutic services unless a separately approved offering establishes the required safeguards.

Before paid launch, the offer must identify the legal seller as To be confirmed: session seller model and identify PPLONLY's role as To be confirmed: platform contract role. Payment routing alone does not determine who legally supplies the session. These fields are publication blockers.

4. Reservations, prices and payments

Before confirmation, we show the duration, date, timezone, currency, total charge, applicable fees/taxes and relevant cancellation terms. A temporary reservation is not a confirmed booking. Where payment is required, confirmation follows verified payment evidence. A browser success page, bank authorization or pending charge does not by itself confirm the slot. If payment succeeds after a reservation can no longer be honored, support will arrange the remedy in the Booking and Refund Policy.

You authorize the disclosed charge using your selected payment method. Do not use unauthorized payment details. Payment providers may apply their own terms and verification requirements. Exchange rates or charges imposed by your own bank are outside PPLONLY's control, without limiting statutory rights. Sandbox transactions are clearly labeled and do not represent real payment or bank payout.

5. Joining and changing a booking

Use a supported device, a suitable connection and a private, appropriate environment. Join at the scheduled time and respect the purchased duration. Cancellation, rescheduling, attendance problems and technical failures are handled under the Booking and Refund Policy. A creator may not substitute someone else or change material terms without your agreement. Leaving an unsafe conversation does not itself forfeit your right to request a remedy.

6. Respect, privacy and safety

Follow the Community Standards in profiles, messages, live sessions and related interactions. Do not threaten, harass, sexually pressure, discriminate against, exploit or expose private information about others. Do not seek off-platform contact after someone declines. You may end an uncomfortable session and report concerns. Do not secretly record, livestream, transcribe, screen-capture or introduce a bot or third party. Any authorized recording or AI-assisted session processing requires the applicable advance notice and permissions; accepting these Terms alone does not authorize it. This rule does not restrict lawful reporting, legally protected evidence preservation or other non-waivable rights.

7. Content and intellectual property

You retain ownership of content you submit. You grant PPLONLY Inc. a non-exclusive license to host, transmit, display and technically adapt that content only as reasonably necessary to operate the service, provide the visibility you choose, and handle safety/support/legal matters. This is not permission to train general-purpose AI models on private messages or call content. Public promotional reuse of a creator's likeness or private session requires a separate permission appropriate to that use.

You must have rights to submitted material. Do not upload another person's confidential material or infringing content. You may use PPLONLY's interfaces and branding only as permitted for ordinary use; do not scrape private records, bypass access controls or misrepresent a partnership.

8. Enforcement and appeals

We may restrict content, messaging, bookings or accounts proportionately to protect users, investigate credible concerns or comply with law. Serious threats or exploitation may justify immediate temporary restrictions. Where appropriate and legally permitted, we explain the affected rule and provide a human appeal route at To be confirmed: safety contact. We do not promise to detect every violation. Financial remedies are assessed separately from conduct sanctions; reporting a concern is not grounds for retaliation or automatic forfeiture of money. Confidential reporter or third-party information may be withheld from notices.

9. Availability and responsibility

We take reasonable care in providing the platform but cannot promise uninterrupted network or third-party service availability. Nothing here excludes liability that cannot lawfully be excluded, including applicable consumer guarantees, fraud, or legally protected personal-injury claims. Responsibility for other losses is determined under applicable law; no arbitrary liability cap has been adopted in this draft. Creators' obligations do not remove PPLONLY's own legal responsibilities.

10. Ending your account, complaints and changes

You may request closure through cayla@pplonly.com; the released native app must also provide the account-deletion initiation described in the Privacy Notice. Existing refunds, disputes, legal retention and outstanding obligations may survive closure. We may end access for material breaches following appropriate process. Contact cayla@pplonly.com to resolve a complaint; this does not prevent complaints to a regulator or lawful court proceedings. Governing-law and forum wording is To be confirmed: governing law and forum and must preserve mandatory local rights.

We will date and version material changes, explain them and obtain renewed acceptance where necessary. Changes do not silently authorize new uses of previously collected private content. Contact and effective-date fields must be completed before these Terms are used.